opticom-finance-faqs-3

We are available to help you with any of your financial needs and we make every effort to ensure contacting us is as easy as possible.

General Questions

Mobile App: go to Google Play store and download Opticom OP2U mobile app.

Apply Online: visit www.opticomfinance.com/.

Visit to our office: UAC House, 10th Floor, 1-5 Odunlami Street, CMS-Marina, Lagos Island, Lagos.

Telephone: +234-803-345-3830, +234 (1) 903 5674-8

Email: info@opticomfinance.com

Salary Loan: We offer from NGN50,000.00 to NGN1,000,000.00

Personal Loan: We offer from NGN100,000.00 to NGN1,500,000.00

Business Loan: We offer upto NGN10,000,000.00

All depends on your cash-flow or income.

Yes this forms a major part of our loan criteria, we use it to verify information provided in your loan application form.

Early liquidation is accepted and you can apply for a new loan immediately your previous loan is paid off.

You would however pay your outstanding principal and interest up until the time when you are liquidating.

There are no penalties for early liquidation.

Yes you can pick up your cheques after liquidation within 24 hours.

You can renew your loan immediately you finish repaying an existing loan.

You cannot apply for more than one loan at the point of your application, but you can apply for a top up loan after making one third installments on your current loan. A top up loan is an additional loan request that is added to your existing loan.

Yes, your loan monthly repayment amount will automatically be deducted from your bank account at due date, through your Debit card or a standing instruction linked to your bank account.

Ensure you have more or exact amount of your repayment available in your bank account.

Ensure you notify us 24-48 hours before your due date to retrieve your cheque. We can only hold the cheque for 3days, otherwise a daily default charge will be applied to your account after this date if payment is not made.

About Opticom Finance Limited

We are located at UAC Building, 10th Floor, 1-5 Odunlami Street, CMS-Marina, Lagos Island, Lagos.

We offer various business financing such as LPO Financing, Bill/Invoice Financing, Working Capital Loans, Vehicle and Equipment Finance Leasing. We also offer Personal Loan, Business Loan and Salary loan. Click Here to see products and services.

Yes we do, our Working Capital solutions are designed to support businesses with sufficient funds to satisfy both maturing short-term obligations and upcoming operational expenses.

Get a salary loan of up to N1,000,000 within 48 hours